Current Rates

Current DMB Rates

Effective March 1, 2023
NEW MONEY SPECIALS
 Minimum to OpenInterest Rate**Annual Percentage Yield (APY)Service ChargeAverage Balance to Avoid Service Charge
Money Market Investor's Checking$250,000.002.23%2.25%N/AN/A
At least $250,000 must be "new funds" which means funds not on deposit at DMB within the past 30 days. 0.01% APY will be
be paid when balance is under $250,000. Rate subject to change without notice. Fees may reduce earnings on the account.
12 Month CD $100,000.003.50%3.50%N/AN/A
At least $100,000 must be "new funds" which means funds not on deposit at DMB within the past 30 days.

CERTIFICATES OF DEPOSIT
 Minimum to OpenInterest Rate**Annual Percentage Yield (APY)Service ChargeAverage Balance to Avoid Service Charge
91 Day Certificate of Deposit*$2,500.000.05%0.05%N/AN/A
91 Day Certificate of Deposit*$10,000.000.05%0.05%N/AN/A
182 Day Certificate of Deposit*$2,500.000.10%0.10%N/AN/A
1 Year Certificate of Deposit*$500.000.15%0.15%N/AN/A
2 Year Certificate of Deposit$500.000.20%0.20%N/AN/A
3 Year Certificate of Deposit$500.000.25%0.25%N/AN/A
4 Year Certificate of Deposit$500.000.30%0.30%N/AN/A
Diploma Dollars (4 Year Minimum)***$500.000.30%0.30%N/AN/A
*Interest paid at maturity. (Terms 2, 3 & 4 Year - Paid Annually)
*** Account must be open prior to age 14. Maturity date is primary account holder's 18th birthday.
INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)
 Minimum to OpenInterest Rate**Annual Percentage Yield (APY)Service ChargeAverage Balance to Avoid Service Charge
1 Year IRA Variable$25.000.25%0.25%N/AN/A
2 Year IRA (Fixed)$500.000.25%0.25%N/AN/A
4 Year IRA (Fixed)$500.000.30%0.30%N/AN/A

MONEY MARKET ACCOUNTS1
Minimum to OpenInterest Rate**Annual Percentage Yield (APY)Service ChargeAverage Balance to Avoid Service Charge
Money Market Checking$1,000.00  $6.00$1,000.00
$0 - $24,999.99 0.05%0.05%  
$25,000 and Above 0.08%0.08%  
Money Market Premium$10,000.00  $10.00$10,000.00
$0 - $9,999.99 0.01%0.01%  
$10,000 - $24,999.99 0.07%0.07%  
$25,000 - $49,999.99 0.10%0.10%  
$50,000 and Above 0.15%0.15%  
Money Market Platinum Checking$25,000.00  $10.00$25,000.00
$0 - $24,999.99 0.01%0.01%  
$25,000 - $49,999.99 0.08%0.08%  
$50,000 - $89,999.99 0.12%0.12%  
$90,000 and Above 0.15%0.15%  

CHECKING ACCOUNTS1
Minimum to OpenInterest Rate**Annual Percentage Yield (APY)Service ChargeAverage Balance to Avoid Service Charge
NOW Checking$1,000.00  $7.00$1,000.00
$0 - $2,499.99 0.01%0.01%  
$2,500 and Above 0.02%0.02%  
Health Savings Account (HSA)$25.00  $5.00$1,000.00
$0 - $999.99 0.00%0.00%  
$1,000.00 - $9,999.99 0.05%0.05%  
$10,000.00 - $49,999.99 0.10%0.10%  
$50,000.00 and Above 0.15%0.15%  

SAVINGS ACCOUNTS1
Minimum to OpenInterest Rate**Annual Percentage Yield (APY)Service ChargeAverage Balance to Avoid Service Charge
Basic Savings$200.00  $2.00***$200.00
$0 - $39.99 0.00%0.00%  
$40 and Above 0.03%0.03%  
Investor's Savings$25,000.00  $10.00$25,000.00
$0 - $24,999.99 0.01%0.01%  
$25,000 - $49,999.99 0.05%0.05%  
$50,000 - $89,999.99 0.15%0.15%  
$90,000 and Above 0.20%0.20%  
High Yield Savings$100,000.00  $10.00$100.00
$0 - $99,999.99 0.01%0.01%  
$100,000 and Above 0.25%0.25%  
Homeowners Savings$1.00  NANA
Account Balance $0 and Above 0.09%0.09%  
Holiday Club Account$5.00  NANA
Account Balance $0 and Above 0.15%0.15%  
***Service Charge waived for customers 50 years or better or under the age of 18.
With Automatic Deposit
1 Rate may change after account is opened. Fees may reduce earnings on the account.
RATES AND TERMS ARE SUBJECT TO CHANGE. PENALTY FOR EARLY WITHDRAWAL APPLIES TO CD, IRA AND HOLIDAY CLUB ACCOUNTS.
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